{"id":6025,"date":"2025-06-16T16:00:01","date_gmt":"2025-06-16T15:00:01","guid":{"rendered":"https:\/\/www.lakelovers.co.uk\/blog\/?p=6025"},"modified":"2026-07-21T15:49:54","modified_gmt":"2026-07-21T14:49:54","slug":"holiday-let-stamp-duty-explained","status":"publish","type":"post","link":"https:\/\/www.lakelovers.co.uk\/blog\/holiday-let-stamp-duty-explained\/","title":{"rendered":"Holiday Let Stamp Duty explained"},"content":{"rendered":"<p>If you&#8217;re considering purchasing a holiday let, it&#8217;s important to understand the additional Stamp Duty Land Tax (SDLT) costs that may apply before you buy.<\/p>\n<p>SDLT is one of the largest upfront expenses associated with purchasing a holiday home, and the amount you pay will depend on factors such as the property&#8217;s value, whether you already own another residential property, and your personal circumstances. In this guide, we&#8217;ll explain how Stamp Duty works for holiday lets, the latest SDLT rates, and what prospective holiday homeowners need to know before completing their purchase.<\/p>\n<p>Read the latest guidance on <a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\">Stamp Duty Land Tax<\/a><\/p>\n<p>Our Account Managers help holiday homeowners stay up to date with industry developments, tax requirements and legislative changes that could impact their business.\u00a0 <strong><span class=\"TextRun SCXW257354304 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW257354304 BCX0\">Discover the benefits of becoming a\u00a0<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW257354304 BCX0\">Lakelovers<\/span><span class=\"NormalTextRun SCXW257354304 BCX0\"> owner and claim your FREE Owner Guide today.<\/span><\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<div><\/div>\n<div>\n<div style=\"margin-top: -25px; margin-bottom: 20px; text-align: center;\"><a style=\"display: inline-block; background-color: #572b69; color: #e2cbf0; font-family: Arial, sans-serif; font-size: 16px; font-weight: bold; padding: 14px 32px; text-decoration: none; border-radius: 4px; box-shadow: 0 2px 4px rgba(0,0,0,0.1); transition: background 0.2s ease;\" href=\"https:\/\/sykescottages.jotform.com\/250763242009956\" target=\"_blank\" rel=\"noopener\">Enquire Now<br \/>\n<\/a><\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<div id=\"attachment_8471\" style=\"width: 650px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.lakelovers.co.uk\/cottage\/Lake-District-Cumbria-The-Lake-District-Dale-End\/Huntingstile-South-1169919.html\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" aria-describedby=\"caption-attachment-8471\" class=\"wp-image-8471 size-full\" src=\"https:\/\/www.lakelovers.co.uk\/blog\/wp-content\/uploads\/sites\/15\/2021\/03\/Blog-images-640-x-427-3.png\" alt=\"\" width=\"640\" height=\"427\" \/><\/a><p id=\"caption-attachment-8471\" class=\"wp-caption-text\">Huntingstile South near Grasmere Ref. 1169919<\/p><\/div>\n<hr \/>\n<h3>What is Stamp Duty?<\/h3>\n<p>Stamp Duty or Stamp Duty Land Tax (SDLT) is a cost a buyer must pay when purchasing a residential property or a piece of land in England and Northern Ireland worth more than \u00a3125,000. The charge works on a <strong>tiered basis<\/strong> and is only applicable after the minimum threshold price is reached. This increases in relation to the value of the property thereafter.<\/p>\n<h4 id=\"rates-from-1-april-2025\">Rates for a single property<\/h4>\n<p>From 1st April 2025, Stamp Duty rates will be:<\/p>\n<ul>\n<li>Up to \u00a3125,000 &#8211; 0%<\/li>\n<li>\u00a3125,001-\u00a3250,000 &#8211; 2%<\/li>\n<li>\u00a3250,001-\u00a3925,000 &#8211; 5%<\/li>\n<li>\u00a3925,001-\u00a31.5million &#8211; 10%<\/li>\n<li>Above \u00a31.5million &#8211; 12%<\/li>\n<\/ul>\n<p>So, for example:<\/p>\n<p>In April 2025 you buy a house for \u00a3295,000. The\u00a0<abbr title=\"Stamp Duty Land Tax\">SDLT<\/abbr> you owe is calculated below:<\/p>\n<ul>\n<li>0% on the first \u00a3125,000 = \u00a30<\/li>\n<li>2% on the second \u00a3125,000 = \u00a32,500<\/li>\n<li>5% on the final \u00a345,000 = \u00a32,250<\/li>\n<li><strong>total\u00a0<abbr title=\"Stamp Duty Land Tax\">SDLT<\/abbr>\u00a0= \u00a34,750<\/strong><\/li>\n<\/ul>\n<p>Use the <abbr title=\"Stamp Duty Land Tax\">SDLT<\/abbr>\u00a0<a class=\"govuk-link\" href=\"https:\/\/www.tax.service.gov.uk\/calculate-stamp-duty-land-tax\/#\/intro\" rel=\"external\">calculator<\/a> to give you an idea of how much tax you\u2019ll pay.<\/p>\n<h4>Buying outside England or Northern Ireland?<\/h4>\n<p>Stamp Duty Land Tax (SDLT) applies only in England and Northern Ireland. Buyers in Scotland pay Land and Buildings Transaction Tax (LBTT), while buyers in Wales pay Land Transaction Tax (LTT).<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-6779\" src=\"https:\/\/www.lakelovers.co.uk\/blog\/wp-content\/uploads\/sites\/15\/2019\/07\/A-man-sat-at-a-desk-typing-on-a-laptop-and-a-calculator-1.jpg\" alt=\"A man sat at a desk typing on a laptop and a calculator\" width=\"640\" height=\"427\" \/><\/p>\n<hr \/>\n<h3>When do you have to pay Holiday Let Stamp Duty on a second home?<\/h3>\n<div class=\"rte-wrapper\">\n<div class=\"text\">\n<div id=\"text-873274ecb1\" class=\"cmp-text tooltip_text comp-rich-text \">\n<p><strong>Second home Stamp Duty<\/strong> rules are different, i<span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">n<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">most<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">cases,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">holiday<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">lets<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">are<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">treated<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">as<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">additional<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">residential<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">properties,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">meaning<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">buyers<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">who<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">already<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">own<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">another<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">property<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">will<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">usually<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">pay<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">the<\/span> <strong><span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">higher<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">rates<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">of<\/span> <\/strong><span class=\"___1cs5bdp f1w7gpdv f5p0z4x\"><strong>SDLT<\/strong>.<\/span><\/p>\n<p>If the second property is worth more than \u00a340,000, you\u2019ll have to pay Stamp Duty for second homes.<\/p>\n<p>If you\u2019re buying an additional residential property to the one you call home,\u00a0<strong>including holiday lets<\/strong>, you may need to pay the higher rates of Stamp Duty. These apply:<\/p>\n<ul>\n<li>If the residential property you\u2019re buying is above <strong>\u00a340,000<\/strong>, and you already own a property worth \u00a340,000 or more<\/li>\n<li>On additional properties that you part own, so long as your share is worth \u00a340,000 or more<\/li>\n<li>If you own a property abroad and are looking to buy an additional property in the UK worth more than \u00a340,000<\/li>\n<li>If you\u2019re married or in a civil partnership, the rules apply as if you are buying the property together, even if you\u2019re not. So, if your spouse has to pay the higher rates, you\u2019ll have to pay them<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<h3 id=\"the-higher-rates\">The higher rates<\/h3>\n<p>From 31 October 2024, the surcharge increased from 3% to 5% and is applied to the relevant portions of the property&#8217;s purchase price.<\/p>\n<h4>Rates from 1 April 2025<\/h4>\n<ul>\n<li>Up to \u00a3125,000 &#8211; 5%<\/li>\n<li>\u00a3125,001 &#8211; \u00a3250,000 &#8211; 7%<\/li>\n<li>\u00a3250,001 &#8211; \u00a3925,000 &#8211; 10%<\/li>\n<li>\u00a3925,000 &#8211; \u00a31.5 million\u00a0 &#8211; 15%<\/li>\n<li>Above \u00a31.5 million\u00a0 &#8211; 17%<\/li>\n<\/ul>\n<p>So, for example, if you bought a holiday let from 1st April 2025 (when the nil-rate amount was reduced to \u00a3125,000) worth \u00a3290,000, this works out at:<\/p>\n<p><strong>\u00a30-\u00a3125,000<\/strong><\/p>\n<ul>\n<li>Standard rate: 0%<\/li>\n<li>Higher rate: 5%<\/li>\n<li>Total: 5% of \u00a3125,000 = \u00a36,250<\/li>\n<\/ul>\n<p><strong>\u00a3125,001-\u00a3250,000<\/strong><\/p>\n<ul>\n<li>Standard rate: 2%<\/li>\n<li>Higher rate: 5%<\/li>\n<li>Total: 7% of \u00a3125,000 = \u00a38,750<\/li>\n<\/ul>\n<p><strong>Remaining \u00a340,000 (\u00a3250,001-\u00a3290,000)<\/strong><\/p>\n<ul>\n<li>Standard rate: 5%<\/li>\n<li>Higher rate: 5%<\/li>\n<li>Total: 10% of \u00a340,000 = \u00a34,000<\/li>\n<\/ul>\n<p>This means that buying a \u00a3290,000 holiday let from 1st April 2025 will now cost you a total of \u00a319,000 in Stamp Duty.<\/p>\n<p>View more information about the higher rates for second homes <a href=\"https:\/\/www.gov.uk\/guidance\/stamp-duty-land-tax-buying-an-additional-residential-property\">here<\/a><\/p>\n<hr \/>\n<h3>Am I exempt from the higher rate surcharge of Stamp Duty Land Tax?<\/h3>\n<p>There are some cases where you <em>could<\/em> be exempt from the higher rates of Stamp Duty as a holiday home owner. These include:<\/p>\n<ul>\n<li>If you buy a property with an annexe or an additional dwelling in the grounds (for example, a \u201cgranny flat\u201d). You won\u2019t have to pay the tax on this as a second home, so long as the main property is worth at least two thirds of the overall property price<\/li>\n<li>If you buy a plot of land without a property already on it (even if you plan to build a property on it at a later date), you won\u2019t have to pay the higher rate<\/li>\n<li>If you buy a mixed-use property as your additional property (e.g. a restaurant, shop or office with a flat above), you will be exempt<\/li>\n<li>If you buy a property that can only be used as a holiday let (see above)<\/li>\n<\/ul>\n<p><strong>Holiday Let Use-Only Exemption<\/strong>: Some properties with specific planning restrictions or commercial classifications may be treated differently for SDLT purposes. <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">HMRC<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">treats<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">most<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">holiday<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">lets<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">as<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">residential<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">property<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">for<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">SDLT<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">purposes,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">even<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">where<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">they<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">are<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">operated<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">commercially. <\/span><\/p>\n<p>Professional advice should always be sought before relying on any exemption.<\/p>\n<p><span class=\"TextRun SCXW92786352 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW92786352 BCX0\">Read our up-to-date <a href=\"https:\/\/www.sykescottages.co.uk\/letyourcottage\/advice\/article\/guide-to-stamp-duty-on-holiday-lets\" target=\"_blank\" rel=\"noopener\">Stamp Duty Guide for Holiday Lets<\/a> on the Sykes Holiday Cottages blog.<\/span><\/span><\/p>\n<hr \/>\n<h3>Need help or advice with the above?<\/h3>\n<p><strong>Got a tax question? <a href=\"https:\/\/gozeal.co.uk\/services\/industries\/sykes-cottages-furnished-holiday-lets\/\">Zeal<\/a> have a free helpline for Sykes and sister brand owners, get in touch via Sykes@gozeal.co.uk and as a Sykes and brand owner you have the benefit of exclusive 10% discount on standard fees.<\/strong><\/p>\n<hr \/>\n<h2>Considering buying a holiday let? Get in touch to find out more<\/h2>\n<p>The Lakelovers team know the area like the back of their hand. If you&#8217;re interested in a chat about how we can help, complete the form below to request contact from our team, including a copy of our <strong>FREE Owner Guide<\/strong>, or call our <strong>Windermere Office on 015394 88855 or email <a href=\"mailto:newowners@lakelovers.co.uk\">newowners@lakelovers.co.uk\u00a0<\/a> <\/strong><\/p>\n<div style=\"margin-top: -25px; margin-bottom: 20px;\"><\/div>\n<p><script type=\"text\/javascript\" src=\"https:\/\/sykescottages.jotform.com\/jsform\/250763242009956\"><\/script><\/p>\n<hr \/>\n<h3><strong>Disclaimer<\/strong><\/h3>\n<p><em><span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Tax rules may change and the information is correct at the time of publication. The<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">information<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">above<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">has<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">been<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">provided<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">by<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Zeal<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">and<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">is<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">intended<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">for<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">general<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">guidance<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">only.<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Lakelovers<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">does<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">not<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">provide<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">tax,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">legal<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">or<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">financial<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">advice,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">and<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">nothing<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">in<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">this<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">article<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">should<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">be<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">interpreted<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">as<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">such.<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Tax<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">rules<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">and<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">individual<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">circumstances<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">vary,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">so<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">you<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">should<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">always<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">consult<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">the<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">relevant<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">legislation,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">HMRC<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">guidance,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">and<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">seek<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">advice<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">from<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">a<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">qualified<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">professional<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">before<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">making<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">any<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">decisions<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">relating<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">to<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">your<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">holiday<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">let.<\/span><\/em><\/p>\n<div>\n<p><em><span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">While<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Lakelovers<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">may<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">introduce<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">third-party<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">providers<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">such<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">as<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Zeal,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">we<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">make<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">no<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">representations<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">or<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">warranties<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">regarding<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">the<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">accuracy,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">suitability,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">reliability<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">or<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">quality<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">of<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">any<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">products<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">or<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">services<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">they<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">provide.<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Any<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">agreement<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">for<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">goods<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">or<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">services<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">is<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">entered<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">into<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">solely<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">between<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">you<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">and<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">the<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">third-party<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">provider<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">and<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">at<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">your<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">own<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">risk.<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">Lakelovers<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">accepts<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">no<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">liability<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">for<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">any<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">loss,<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">damage<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">or<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">decisions<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">made<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">in<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">reliance<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">on<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">the<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">information<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">contained<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">within<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">this<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">article<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">or<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">arising<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">from<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">any<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">arrangement<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">with<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">a<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">third-party<\/span> <span class=\"___1cs5bdp f1w7gpdv f5p0z4x\">provider.<\/span><\/em><\/p>\n<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re considering purchasing a holiday let, it&#8217;s important to understand the additional Stamp Duty Land Tax (SDLT) costs that may apply before you buy. SDLT is one of the largest upfront expenses associated with purchasing a holiday home, and the amount you pay will depend on factors such as the property&#8217;s value, whether you [&hellip;]<\/p>\n","protected":false},"author":79,"featured_media":7986,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-6025","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-owner-hub","location-lake-district"],"_links":{"self":[{"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/posts\/6025","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/users\/79"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=6025"}],"version-history":[{"count":32,"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/posts\/6025\/revisions"}],"predecessor-version":[{"id":10091,"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/posts\/6025\/revisions\/10091"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/media\/7986"}],"wp:attachment":[{"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=6025"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=6025"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lakelovers.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=6025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}